School Insurance of Florida

Insuring Florida's kids for over 40 years.

Thursday 20th of January 2022 03:33 AM

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Manatee County School District

Student Accident Insurance

The Manatee Public School Board is very interested in providing a safe environment for all students attending school and during school activities. However, accidents may occur at school or away from school. Accidents that happen at school are generally NOT the fault of the school nor are such accidents the responsibility of the district to provide or pay for medical treatment or insurance.

You are encouraged to provide medical health insurance to pay medical expenses for student injuries or illnesses. As a public service the Manatee School District has purchased a supplemental student accident insurance policy to provide basic accident coverage for all students while at school or when they are participating in activities that are exclusively sponsored, scheduled, funded and directly supervised by the Manatee County School Board during the current 2021-2022 school term. This school time policy coverage ends on the last day of school in May 2022. This policy will not pay for 100% of all medical expenses, and is NOT “Primary Insurance”.  The basic coverage is in effect only during the regular school day for pre-approved activities directly supervised by Manatee District employees. 


Coverage under the Student Accident Insurance Policy School Time Plan or Extended 24 Hour Protection Plans becomes effective on the later of the following dates: 1) At 12:01 A.M. (EST.) on the first day of scheduled school classes for the regular school term.  Or, 2) at 11:59 P.M. (EST.) on the date the premium is paid or received by School Insurance of Florida's agency office.  The School Time Plan will terminate on the last day of school. The Extended 24 Hour Protection Plan terminate on the last day of summer in August, 2022 or the first day of school for the new 2022 fall school term, whichever is first. Students may enroll anytime but there are no discounts for late enrollees.

FHSAA Interscholastic Sports and Extra-Curricular Activities:  This policy DOES NOT cover school sports participants, cheerleaders, band, dance teams, color guard or middle school sports during practices and competition unless the sports and activity fee is paid. Because of the higher risk in sports, Manatee County requires a participation activity fee to be paid in order to participate in Middle School Sports, High School Sports, Cheerleading, Dance Teams, ROTC, Color Guard or Band. Please contact your school coach or Athletic Department for sports coverage and information. The district purchases a separate sports policy. This fee must be paid to the school coach or athletic department.

JROTC, Auxillary Units and Color Guard - JROTC/ROTC, Auxillary Units and Color Guard participants must purchase a the student accident insurance fee prior to beginning their activities. It is mandatory for each student to pay this basic fee. The fee provides basic accident insurance coverage in the event of an accident. Students may pay their fees online now by clicking the Purchase Insurance Now Link or they may print the enrollment form and mail in the premium to the insurance agency. Click Here to Purchase Insurance Now

Click Here to Download and Print ROTC/Color Guard Mail In Application

EXTENDED 24 HOUR PROTECTION PLAN: The one-time cost is $42.00 for the school term and 2022 summer months. Parents can extend coverage for accidents that may occur while away from school on weekends and during all vacation periods. Coverage is effective on the date paid at 11:59PM and terminates on August 10th, 2022. All 24 Hour plan additional policy terms, and exclusions apply. Please read a summary of insurance for more complete information.To enroll, complete and forward the application to: SCHOOL INSURANCE OF FLORIDA, P.O. Box 784268 Winter Garden, FL. 34778; Or, Click Here to Purchase Insurance Now

Click Here to Download the Extended 24 Hour Protection Plan Summary of Insurance and Application (Si desea una aplicación en Espanol, por favor llámenos o mándenos un email)

This description of insurance in this website summarizes the Policy # 09-0145-2022 provisions, benefits and exclusions. Additional policy provisions and exclusions apply.  Any difference between the policy and this description or website will be settled according to the provision of the Master Policy issued to the School. 

Click Here for information about Maximum Benefits/ Provisions/ Exclusions