School Insurance of Florida
Insuring Florida's kids for over 40 years.
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Orange County Public Schools
Excess Student Accident Insurance Overview
2020-2021 SCHOOL YEAR
Your school is very interested in providing a safe environment for all students. However, accidents do happen every day during school activities. Therefore, the school offers parents the opportunity to enroll their child in a low cost, school approved insurance program. We strongly urge all parents to read through this website and description of coverage and consider enrolling your child in this voluntary insurance program. This program does not provide coverage for interscholastic sports injuries. The school district purchases a separate sports policy to cover students during school sports practices and games. These policies may not pay for 100% of all medical expenses due to the limits of the policies as described in this website. The school cannot accept financial responsibility for any expenses due to school injuries or any expense not covered by insurance.Click Here For Information regarding Orange County Interscholastic Sports
You can enroll immediately for the 2020-2021 school term online and receive an ID card confirmation immediately or by downloading the enrollment application. You must create an account before purchasing insurance online. If you are mailing in your application, please allow 7-10 days for the ID confirmation and follow the instructions here. Make checks or money orders out in the exact amount payable to School Insurance of Florida. Write the student’s name and school in the memo section of your check or money order. Mail the enrollment application and payment to School Insurance of Florida. Keep your cancelled check or money order receipt as your confirmation of payment. Insurance cards will not be sent to you unless you request an ID card and enclose a self-addressed, stamped envelope for us to mail the ID. card to you. Keep the top part of the form for your records. No premium refunds after the first day of coverage.
PLEASE SELECT FROM THE FOLLOWING (2) TWO OPTIONS:
OPTION 1: 24 HOUR BASIC ACCIDENT INSURANCE PLAN: $48 (One time payment per school year) - provides protection during school sponsored, school supervised, school scheduled activities during the regular school term and also while at home, on the weekends, holidays, during vacation periods and the summer months, 24 hours a day, 7 days a week (this option does not provide coverage for interscholastic sports practices and games).
OPTION 2: School Time Basic Accident Insurance Plan: $12 (One time payment per school year) - provides protection only during school sponsored, school supervised, school scheduled, classes, and activities during the regular school term. This plan does not provide coverage at home, during vacation periods or interscholastic sports practices and games.
VIRTUAL LEARNING: Students enrolled in the School Time Plan will be entitled to receive policy benefits while attending covered ‘at school’ activities that are school sponsored, scheduled and directly supervised by a paid school employee. Due to COVID, the School Time Plan coverage is expanded to include coverage while students are viewing online ‘virtual learning’ class sessions away from school. Due to COVID, it is strongly recommended that parents purchase the 24 Hour Plan (Full Time) Plan option that includes coverage at home, away from school, during vacation periods including the summer months, 24 Hours a day, 7 days week as outlined above.
**Additional Benefit Options: In-Hospital Sickness Benefit Option: $40 Provides up to $500 per day of in-hospital confinement benefits if your child is hospitalized due to a covered illness or disease, up to a maximum policy benefit of $5,000 for up to a 12-month period of coverage. No benefits are payable for out-patient expenses. The coverage is effective during the school term and upcoming summer months. For late enrollments there are no pro-rated discounts. You must purchase either the 24 Hour or School-Time plan to be eligible for In-hospital Sickness Benefit Plan. Click Here to Purchase Online
Please download and read a Summary of Insurance for a more complete listing of policy benefits, terms and provisions. This policy may not pay for all medical expenses.
Click Here to Download a 2020-21 School Time and 24 HR Summary of Insurance and Application (Si desea una aplicación en Espanol, por favor llámenos o mándenos un email)
COVERAGE EFFECTIVE AND TERMINATION DATES: Coverage under the Student Accident Insurance Policy School Time Plan becomes effective on the later of the following dates: 1) At 12:01 A.M. (EST.) on the first day of scheduled school classes for the 2020-2021 regular school term. Or, 2) at 11:59 P.M. (EST.) on the date completed application and premium payment is postmarked by the USA postal service or if no postmark, the date received by School Insurance of Florida's agency office at 11:59 P.M. (EST.). For online enrollments, coverage will go into effect on the first day of school or for late enrollments at 11:59 P.M. (EST) on the day your credit card is charged, whichever is the later date. The School Time Plan will terminate on the last day of school. The 24 Hour Plan becomes effective on the later of the following dates: 1) At 12:01 A.M. (EST.) on August 10, 2020 for the 2020-2021 regular school term. Or, 2) at 11:59 P.M. (EST.) on the date the completed application and premium payment is postmarked by the USA postal service or if no postmark, the date received by School Insurance of Florida's agency office, or the date enollment is accepted online at 11:59 P.M. (EST.) and will terminate on the last day of summer on August 10th, 2021 or the first day of school for the new fall school term, whichever is first.
For Florida High School Athletic Association (FHSAA) interscholastic sports participants, the Student Accident Insurance Policy becomes effective for the first day of FHSAA practice on (August 24, 2020) as scheduled by the FHSAA. Interscholastic Sports coverage terminates after the last official FHSAA sanctioned public school game for the season or the date the athlete becomes ineligible for the policy. The School time or 24 Hour plans do not provide coverage for sports. Read the summary of insurance for more details.