School Insurance of Florida
Insuring Florida's kids for over 40 years.
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Orange County Public Schools
Student Accident Insurance
Dear Parents and Students:
Your school safety is a top priority. Sometimes accidents happen. As a public service for your community, your school has negotiated a low cost student accident insurance plan for your consideration. Public schools are not responsible for accidents on public school grounds and not responsible for insurance for students. It is the responsibility of the parents to have insurance coverage for their families. Here is a brief summary of the insurance plans you can elect to purchase for your public school students. These premiums are one time per school year. Please read a Summary of Insurance for more complete policy terms, provisions and exclusions before you make your purchase.
COVERAGE EFFECTIVE AND TERMINATION DATES
Coverage under the Student Accident Insurance Policy School Time Plan or 24 Hour Plans becomes effective on the later of the following dates: 1) At 12:01 A.M. (EST.) on the first day of scheduled school classes for the regular school term. Or, 2) at 11:59 P.M. (EST.) on the date the premium is paid or received by School Insurance of Florida's agency office. The School Time Plan will terminate on the last day of school. The 24 Hour Plans terminate on the last day of summer in August 2023 or the first day of school for the new 2023 fall school term, whichever is first. Students may enroll anytime but there are no discounts for late enrollees.
This program does not provide coverage for interscholastic sports injuries. The school district purchases a separate sports policy to cover students during school sports practices and games.
SCHOOL TIME ACCIDENT PLAN: Provides protection only during school sponsored, school supervised, school scheduled classes and activities during the regular school term. Cost is $12.00 per school year. This option does not provide coverage for interscholastic sports practices and games.
FHSAA (Florida High School Athletic Association) Sports coverage is provided as sanctioned by the FHSAA and scheduled by the FHSAA. Off season practices, summer camps, club sports or outside leagues are not covered. When a teams season is officially over, the coverage terminates for that team. Offseason weights and cardio may continue during the regular school term and summer conditioning.
24 HOUR ACCIDENT INSURANCE PLAN: Provides protection during school sponsored, school supervised, school scheduled classes and activities during the regular school term. PLUS coverage during the summer and while at home, on the weekends, holidays, during vacation periods, 24 hours a day, 7 days a week. Cost is $48.00. This option does not provide coverage for interscholastic sports practices and games.
ADDITIONAL BENEFIT OPTION:
You must purchase either the 24 Hour or School-Time plan to be eligible for the In-hospital Sickness Benefit Plan.
IN-HOSPITAL SICKNESS BENEFIT OPTION: Provides up to $500 per day of in-hospital confinement benefits if your child is hospitalized due to a covered illness or disease, up to a maximum policy benefit of $5,000 for up to a 12-month period of coverage. No benefits are payable for out-patient expenses. The coverage is effective during the school term and upcoming summer months. For late enrollments there are no pro-rated discounts. Cost is only $40.00 to add this coverage to the school time or 24 hour plans.
For additional policy or Interscholastic Sports information, please click on 'IMPORTANT LINKS' above
The Summary of Insurance provides the coverage effective dates, policy terms, provisions, maximum benefits and exclusions. Please be sure to read the summary of insurance and print one for your records. If you enroll online you will be able to print an ID card after your payment is processed.