School Insurance of Florida
Insuring Florida's kids for over 40 years.
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Broward County Public Schools
Student Accident Insurance
2023-2024 SCHOOL YEAR
Dear Parents and Students:
Your school safety is a top priority. Sometimes accidents happen. As a public service for your community, your school has negotiated a low cost student accident insurance plan for your consideration. Public schools are not responsible for accidents on public school grounds and not responsible for insurance for students. It is the responsibility of the parents to have insurance coverage for their families. Here is a brief summary of the insurance plans you can elect to purchase for your public school students. These premiums are one time per school year. Please read a Summary of Insurance for more complete policy terms, provisions and exclusions before you make your purchase.
COVERAGE EFFECTIVE AND TERMINATION DATES
Coverage under the Student Accident Insurance Policy School Time Plan or 24 Hour Plans becomes effective on the later of the following dates: 1) At 12:01 A.M. (EST.) on the first day of scheduled school classes for the regular school term. Or, 2) at 11:59 P.M. (EST.) on the date the premium is paid or received by School Insurance of Florida's agency office. The School Time Plan will terminate on the last day of school. The 24 Hour Plans terminate on the last day of summer in August, 2024 or the first day of school for the new 2024 fall school term, whichever is first. Students may enroll anytime but there are not discounts for late enrollees.
For Florida High School Athletic Association (FHSAA) interscholastic sports participants, the Student Accident Insurance Policy becomes effective for the first day of FHSAA practice as scheduled by the FHSAA on 7/31/23 or at 11:59 P.M. (EST.) on the date the premium is paid or received by School Insurance of Florida's agency office, whichever is the later date.. Interscholastic Sports coverage terminates after the last official FHSAA sanctioned public school game for the season or the date the athlete becomes ineligible for the policy. Coverage will continue for sports during the summer if the sports premium is paid and if the sports activity is scheduled, sponsored and funded by the school district. Private camps, camps run by coaches or private leagues and summer 7 on 7 leagues are not covered.
SCHOOL TIME ACCIDENT PLAN: Provides protection only during school sponsored, school supervised, school scheduled classes and activities, including interscholastic sports during the regular school term. Cost is $8.00. Or, Enhanced Benefits Option: $21.00 per school year. These options do not provide coverage for tackle football practices or games.
24 HOUR ACCIDENT INSURANCE PLAN: Provides protection during school sponsored, school supervised, school scheduled classes and activities, including interscholastic sports during the regular school term. PLUS coverage during the summer and while at home, on the weekends, holidays, during vacation periods, 24 hours a day, 7 days a week. Cost is $44.00 for basic benefits or $139.00 for enhanced plan benefits. These options do not provide coverage for tackle football practices or games.
ADDITIONAL BENEFIT OPTION:
You must purchase either the 24 Hour or School-Time plan to be eligible for the In-hospital Sickness Benefit Plan.
IN-HOSPITAL SICKNESS BENEFIT OPTION: Provides up to $500 per day of in-hospital confinement benefits if your child is hospitalized due to a covered illness or disease, up to a maximum policy benefit of $5,000 for up to a 12-month period of coverage. No benefits are payable for out-patient expenses. The coverage is effective during the school term and upcoming summer months. For late enrollments there are no pro-rated discounts. Cost is only $40.00 to add this coverage to the school time or 24 hour plans.
FHSAA TACKLE FOOTBALL ACCIDENT COVERAGE OPTION: Provides coverage exclusively for Florida High School Athletic Association (FHSAA) tackle football practices and games as sanctioned and scheduled by the FHSAA.
Click Here to print a 2023 Tackle Football Summary and Application (Application must be received by September 4th, 2023)
The Summary of Insurance provides the coverage effective dates, policy terms, provisions, maximum benefits and exclusions. Please be sure to read the summary of insurance and print one for your records. If you enroll online you will be able to print an ID card after your payment is processed.For more information, please click 'IMPORTANT LINKS' above